PitchSend

Investor Presentaiton

Total Income and Operating Expenses Income breakdown Baht bn, Percentage of composition NIM Percentage 91.5 96.9 102.7 +3.0% YoY 105.9 +7.2% YoY 39% 44% 40% 39% 51.5 55.3 +12.9% YoY +3.0% QoQ +18 bps YoY +4 bps YoY -4 bps QoQ 2.36% 2.37% 2.34% 27.2 28.0 2.33% 2.33% 2.35% 2.31% 24.8 2.27% 39% 41% 2.16% 61% 61% 56% 60% 37% 40% 41% 61% 59% 63% 60% 59% 2013 2014 2015 2016 1H16 1H17 2Q16 1Q17 2Q17 2013 2014 2015 2016 1H16 1H17 2Q16 1Q17 2Q17 Net Interest Income Net Fee Income Other Income Net fee income Baht bn Cost-to-income ratio Percentage 24.1 +1.7% YoY 24.5 49.4% 50.7% 21.2 21.7 12.1 +8.4% YoY 13.1 45.8% 6.0 6.7 +6.6% YoY -5.2% QoQ 6.4 41.5% 44.5% 43.8% 47.7% 43.3% 40.7% 2013 2014 2015 2016 1H16 1H17 2Q16 1Q17 2Q17 2013 2014 2015 2016 1H16 1H17 2Q16 1Q17 2Q17 Bangkok Bank 21

View entire presentation