Investor Presentaiton

Key Business and Strategy Risk Management Framework • . - Digital On Boarding Solution – Dedupe, e- KYC and Fraud verification Machine Learning (ML)/Artificial Intelligence (AI) Asset FMV model & Asset Liability curve for timely decision Asset, Portfolio & Credit Risk Robust Risk ALM Risk Manage- ment . Grid policy • Exit Routes & Ring Fencing. Risk Sharing with OEM's / Vendors Management Operational Risk Management Digitization for Operational Excellence • Strong Contract Management • Trigger based Monitoring . SREI Together We Make Tomorrow Happen Balanced mix of floating and fixed rate loans Close Monitoring of Liquidity Tolerance Level ... Developing underwriting principles, improvements in the credit process and enhancing Risk MIS are immediate priorities 28

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