Investor Presentaiton

Climate ambitions and goals to ensure our progress The Brown Carbon Exposure Index The Green Sustainability Activity Index The Future Transition Ratio What: Volume-based metric capturing our fossil fuel credit exposure How: Measuring the fossil fuel credit exposure in our energy portfolio Goal: To reduce exposure by 45-60% by 2030, compared to a 2019 baseline What: Volume-based metric capturing our sustainability activity How: Measuring our activities supporting the sustainable development Ambition: To increase average activity 6x-8x by 2030, compared to a 2021 baseline What: Volume-based ratio based on our internal Climate Classification Model 1 How: Measuring our corporate and real estate credit portfolio's anatomy from a climate perspective Ambition: To provide a reflection of how our customers, over time, transition in line with the Paris Agreement 1 Model assessing our customers' and our own climate impact and alignment with the goals set out in the Paris Agreement. 51 2 Work ongoing to classify credit portfolio. Transition ratio to be communicated in 2022. SEB

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