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Investor Presentaiton

MORGAN STANLEY BANK ASIA LIMITED UNAUDITED SUPPLEMENTARY FINANCIAL INFORMATION Year ended 31 December 2020 B. SEGMENTAL INFORMATION (a) By geographical area The geographical segmental analysis for the year ended 31 December 2020 is as follows: 2020 Hong Kong (1) US$'000 Singapore (1) US$'000 Total US$'000 Total operating income (net of interest expense) 386,940 79,565 466,505 Profit before ECL 122,798 33,289 156,087 Profit before income tax 122,761 33,289 156,050 Total assets 5,505,687 2,487,538 7,993,225 Total liabilities 4,674,066 2,295,082 6,969,148 (1) The amounts disclosed above are after elimination of interoffice balances or transactions between the head office in Hong Kong and the Branch. (b) By class of business The main business segments of the Company are as follows: (i) Wealth Management: the Company engages in the business of banking including deposit taking and lending. It also acts (a) as agent on behalf of its customers in connection with the provision of general investment, securities dealing, as well as discretionary management and (b) as introducing broker to Morgan Stanley & Co. International plc for the provision of clearance, settlement and custody services in relation to the aforementioned transactions. (ii) Treasury and others: includes treasury operations and back office activities. 66 66
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