Old Republic International Corporation Business Overview

OLD REPUBLIC INTEL INTERNATIONAL CORPORATION Reserve Development Reserve development has been favorable in each segment. General Insurance returned to favorable development in 2020 Title Insurance developed favorably for 9 consecutive years. Reserves by Segment at 06/30/22 ($M) General, $6,753 Favorable/(Unfavorable) Development % of Net Premiums & Fees Earned General Insurance Title Insurance 12.0% 10.0% 8.0% 6.0% 4.0% 2.0% 0.0% -2.0% -4.0% -6.0% 12 13 B1 15 16 17 61 8 18 20 21 6M22 12.0% 10.0% 8.0% 6.0% 4.0% 2.0% 0.0% -2.0% -4.0% -6.0% 12 13 D 15 16 17 18 19 20 21 6M22 Title, $616 20

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