Investor Presentaiton
13
Long-term financial targets
Return on equity after taxes (ROE) shall exceed 10 %
.
As a bank for investors, with financing know-how, the Bank of Åland has a business model
that shall generate most earnings from operations with limited capital requirements. The
Bank of Åland's earnings will benefit from higher interest rates
The Bank's capital adequacy, primarily defined as the core tier 1 capital ratio
under the Basel regulations, shall clearly exceed all regulatory requirements
The payout ratio shall eventually amount to 50 %
• This payout ratio target is subject to the condition that the capital adequacy target continues
to be achieved. At present, the Bank of Åland is prioritising balanced growth
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