Healthier, Longer, Better Lives

OPAT 3.1x IPO Reflects Growing and Resilient In-Force OPAT ($m) 5,942 5,689 5,298 3.1x 4,635 3,981 3,556 3,248 2,839 2,244 2,441 1,900 TWPI by Premium Type ($b) AIA 35.4 34.0 2.7x 30.5 26.4 22.1 19.2 19.9 17.8 15.4 14.4 13.0 99% of Total 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 ■Renewal Premiums ■First Year Premiums Regular Premiums ■10% of Single Premiums 21 221

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