Investor Presentation Q4 FY22

Creating Value with ESG Environmental Social Governance 3.1 Lac+ Trees Saved (From FY'18 to FY'22) Through paperless communication with customers FY'18 FY'19 FY'20 FY'21 FY'22 29,381 39,664 55,434 69,747 119,718 Inclusion & Diversity 28% Women in total employees & 31% in senior leadership Launched "AIM" Women Network providing a forum for SBI Card women employees with an access to knowledge, trainings and programs on career growth, financial literacy and physical and mental wellbeing. Data Privacy Day 2022 Observed on 28 Jan & provided annual virtual training on Information & cyber security awareness. Compliance Day 2022 Celebrated on 29 mar by spreading awareness on all aspects of Code of conduct to all employees Supported Material Recycling Facility (MRF) setup One MRF of 10 megatonnes in in association with Greater Noida Authority and two MRFS of 2 megatonnes each with East Delhi Municipal Corporation. Colleague Attraction & Retention Flexible working shifts/hours for employees Great Place to Work survey-initiated organization wide. Well-structured senior leadership connects every month across all location offices Employee Engagement & Welfare Financial Wellbeing webinar series for employees providing special sessions on tax saving strategies, planning for a secure future, Zero EMI & more. Innovative Technologies & Digitization ✓ Integration of information from alternate data sources like utility bills, etc for more efficient credit decisions Added security features on contact change process on Digital Channels OSBI Card Serving Communities Healthcare Supported: Phase 2 of our existing project with MAMTA Health Institute for Mother and Child to improve wellbeing and resilience among 75000 adolescents and young married women through community led approach as per GOI's RMNCH+A (encompassing all interventions aimed at reproductive, maternal, newborn, child, and adolescent health) strategy. Provision of providing wheelchair cum scooter to 150 beneficiaries with locomotive disorder through Round Table India Trust. Disaster Management Supported an initiative to provide home care to asymptomatic and mild symptomatic Covid patients through 'Doctors For You': Provision of 18,000 home kits to beneficiaries consisting of medicines, oximeter, thermal scanner/Digital Thermometer, N95 mask, sanitizer etc Cost of human resources (project, medical staff and call Centre executives) and transport support for the medical team to visit patients covered by SBI Card. 21

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