Q3 2020 Business Update amid Covid-19 slide image

Q3 2020 Business Update amid Covid-19

Business environment - Recession in 2020 due to Coronavirus; partial rebound expected in 2021 Real GDP growth (in %) 2020 2021 Net export contribution* (in %) Consumer price inflation (avg, in %) Dom. demand contribution* (in %) 6.0 4.3 4.7 5.2 5.0 4.0 3.9 4.2 4.4 3.1 2.6 3.3 2.0 3.2 3.3 3.1 2.7 2.8 1.4 0.9 0.9 0.8 0.3 1.9 2.0 1.6 -1.7 1.2 1.1 -4.7 -2.8 0.8 -6.2 -6.3 -5.8 -1.3 -4.2 -1.8 -4.6 -4.5 -7.9 -9.0 -6.0 -3.3 AT CZ SK RO HU HR AT CZ SK RO HU HR AT CZ -3.0 SK RO HU HR -3.1 -2.8 0.0 ☐ AT CZ SK RO HU HR • Erste Group's markets to decline by 4-9% in 2020; rebound expected in 2021 • • Unemployment rate (avg, in %) Current account balance (% of GDP) Both exports and consumption will suffer in 2020; hardest hit industries expected to be tourism, services, transport, and retail trade Real GDP expected to rebound in 2021 as recent government measures will mainly be concentrated on retail & services; production less impacted Public debt (% of GDP) Gen gov balance (% of GDP) 9.5 2.8 2.3 8.5 88 85 88 86 8.1 7.1 7.4 1.1 75 72 0.3 5.8 5.4 61 63 5.9 4.6 4.9 4.0 -0.2 -3.0 40 41 44 47 2.6 -1.3 -1.0 -1.3 -4.3 -4.2 -1.7 -4.7 -6.0 -5.5 -2.6 -6.6 -3.4 -7.3 -8.1 -8.0 -4.1 -9.0 -8.6 AT CZ SK RO HU HR AT CZ SK RO HU HR AT CZ SK RO HU HR AT CZ SK RO HU HR • Unemployment rates will increase across the region in 2020 • Lower tax revenues and higher social payments will lead to rising fiscal deficits * Contribution to real GDP growth. Domestic demand contribution includes inventory change. Source: Erste Group Research, EU Commission ERSTEŚ Group Page 23 60
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