Investor Presentaiton

CANADIAN BANKING - REVENUES, NIM & PRODUCTIVITY Good commercial lending and wealth management revenue growth REVENUE (TEB) ($MM) +5% Y/Y NIM 2.49% 2.46% 2.46% 2.45% 2.44% 3,532 3,373 3,380 946 821 920 +15% Y/Y Q3/18 Q4/18 Q1/19 Q2/19 Q3/19 606 628 589 +4% Y/Y ADJUSTED PRODUCTIVITY RATIO 1,946 1,871 1,958 +1% Y/Y Q3/18 50.0% 50.0% 49.5% 48.8% 48.3% Q2/19 Q3/19 Retail Commercial Wealth Q3/18 Q4/18 Q1/19 Q2/19 Q3/19 Scotiabank. 22

View entire presentation