Investor Presentaiton

OUR INTERNATIONAL BUSINESS HAS SIMILAR CHARACTERISTICS TO OTHER HIGHLY VALUED PROTECTION-FOCUSED COMPANIES • Sustainable differentiated business model • Stable earnings with mid-single digit core growth • Attractive mid-teens unlevered returns Strong capital position under multiple lenses • Significant cash generation while investing for long-term growth Prudential Double-Digit P/E Multiple 12 Tokyo Investor Day 9.27.2018

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