CalBank Banking Sector Overview & Competitor Benchmarking

Banking sector | Credit analysis Allocation of credit to local private enterprises has increased marginally within the period Share of Total Credit (Dec-2021) 22.9% 2.9% 1.9% 2.7% 5.2% Share of Total Credit (Dec - 2022) 2.2% 4.5% 1.3% 9.1% 20.2% ■Government Public inst. GHS 53.9bn ■ Public Ent GHS 69.4bn ■ FPE ■LPE 55.3% ■ Households 59.3% ■ Others Source: Bank of Ghana Monetary Policy Report, January 2023 FPE Foreign Private Enterprises LPE Local Private Enterprises 3.1% 9.4% ■Government ■ Public inst. ■ Public Ent ■ FPE ■LPE Households Others 16 CalBank

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