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Investor Presentaiton

DS R&C JCIB GCB GCIB Global Markets AM/IS Key strategies (3) Business foundation enhancement eyeing next medium-term business plan Diversify customer touchpoint / improve productivity •Utilizing digital technology to diversify customer touchpoint and improve productivity ■Digital utilization Exploring new business opportunity • Support for growing companies (Mars Japan) Support unicorns in Japan utilizing AI Provide solutions for management issues Portal site for Corporate clients MUFG Biz Internal • • Clients Asset oriented proposal Provided by BK, TB and MUMSS WMPF Various simulation services such as asset succession WealthCanvas Corporate Retail 200thd 1.7mm Biz Person's Excellent club Portal site for employees of corporate clients Subscription-based web service for elder people Redesign sales platform to improve productivity utilizing data Research on the use of generative AI and consider using it for internal operations Human capital enhancement ■Further improvement of professionalism (No. of professionals treated*1) Around 100 75 78 64 FY20 FY21 FY22 FY23 onwards ■Diversity, Equity and Inclusion (Ratio of women in management*2) Group average 20% FY23 BK domestic branches 34% • • • MARS Japan 9-3-90-30 GROWTH CAPITAL MAPAN based financing model for growing companies (Max. ¥20bn fund will be established in FY23 (Expected)) Corporate turnaround business Newly established corporate turnaround finance team handling DIP finance etc. in April 2023. Will establish max. ¥50bn fund for corporate turnaround through an investment subsidiary next Spring Industry-academia collaboration (family business / joint research with Kobe University) Contribute to resolve social issues by supporting the sustainable development of family business utilizing academic knowledge SR / IR consulting Enhance support mainly for companies facing challenges in improving PBR Basic direction and concept for next medium- term business plan Core competence Finance service capability Digital technology *1 Employees internally certified professional and ones hired under the highly skilled employment framework *2 Ratio of woman in line manager or higher positions in the Bank, the Trust Bank, and MUMSS in Japan, as of April 2023 Radical improvement in productivity Maximize customer satisfaction (=ROE growth) MUFG 15
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