Fourth Quarter Investor Presentation

Winning with Differentiation . . • Culture Brand Technology & Innovation Growth Opportunities K BBB Top-tier Talent Colleagues are our Brand Passion for Customers, Communities, and Service Trust and NPS • Local Model • Expertise and Capabilities • Award Winning Digital • Continuous Launch of Disruptive Products • Agile Development Roadmaps . Strategic Growth Initiatives ⚫ TCF Revenue Synergies Executive Team with Track Record of Successful Execution 2023 Fourth Quarter Investor Presentation | 7 Huntington

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