2022 Full Year Results

2022: Very solid results driven by the strength of BNP Paribas' model Strong growth in revenues, supported by all divisions • • • Very strong increase in Corporate & Institutional Banking (+15.7%) Strong growth in Commercial, Personal Banking & Services¹ (+9.3%) Increase in revenues in Investment & Protection Services (+3.0%) Positive jaws effect (+0.7 pt, +1.5 pt excluding the contribution to the Single Resolution Fund) Prudent, proactive and long-term risk management reflected in low cost of risk Very strong increase in net income4 (+19.0% vs. 2021 excluding exceptional items 5) Return to shareholders of 60% applied to distributable income including the contribution of Bank of the West Revenues: +9.0% vs. 2021 Operating expenses: +8.3% vs. 2021 (+7.6% excl. contribution to the SRF2) (at constant scope and exchange rates) Revenues: +6.6% vs. 2021 Operating expenses: +5.3% vs. 2021 Cost of risk: 31 bps³ Net income: €10,196m +7.5% vs. 2021 CET1 ratio: 12.3% EPS8: €7.80 Dividend⁹: €3.90 Share buyback programme totalling €5bn planned in 202310 €4bn related to the sale of Bank of the West and €1bn as part of the ordinary distribution Executed in two equivalent tranches (request submitted to the ECB for a first tranche of €2.5bn11) 1. Including 100% of Private Banking in Commercial & Personal Banking (including PEL/CEL effects in France); 2. Single Resolution Fund; 3. Cost of risk /customer loans outstanding at the beginning of the period (in bps); 4. Group share; 5. See slide 9; 6. CRD4; including IFRS9 transitional arrangements - See slide 16; 7. Subject to the approval of the General Meeting of 16 May 2023 and ECB authorisation; 8. Earnings per Share; 9. Subject to the approval of the General Meeting of 16 May 2023; 10. Subject to ECB authorisation; 11. €962m related to the ordinary distribution of 2022 income and €1.54bn to the sale of Bow BNP PARIBAS The bank for a changing world 2022 Full Year Results | 3

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