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KASIKORNBANK Strategic Acquisition

K KASIKORNTHAI Summary ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK ■The K-Strategy: Customer Centricity remains our core philosophy with purpose to "Empower Every Customer's Life and Business" Balanced Growth: loans to grow carefully in line with economic conditions and loans relief measures; appropriate liquidity maintained; manageable asset quality supported by strong risk management capabilities; prudent loan loss reserves; manageable cost to income ratio; appropriate ROE maintained ■ Adequate Capital: Capital adequacy remains sufficient to support new business growth; adequate Tier 1 ratio as required under Basel III and new regulatory requirements amid COVID-19 and uncertainties of global economy. Additional Tier 1 instrument issuance is intended to optimize and further strengthen capital base in long run Sustainable Development: conducts business with the principles of a Bank of Sustainability, and appropriate risk management and good corporate governance principles; striving to balance economic, social, and environmental dimensions to achieve goals and create sustainable long-term returns บริการทุกระดับประทับใจ K KASIKORNTHAI Appendix ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK 21 24 บริการทุกระดับประทับใจ 22 22
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