Strategy 2030: Investments to Future-Proof SEB

22 Net fee & commission income development Net fee & commissions (SEK bn) Jan-Sep 2022 vs. Jan-Sep 2021 Net fee & commissions by income type (SEK bn) Q3 2020-Q3 2022 +6% 16.2 15.3 Net securities commissions (custody, mutual funds, brokerage) 2.1 2.7 Q3-20 Q3-21 Net advisory fees, lending fees & other commissions 1.1 2.4 Q3-22 1.3 1.4 Q3-20 Q3-21 Q3-22 Net payment & card fees 0.8 0.9 1.2 Q3-20 Q3-21 Q3-22 Net life insurance commissions Jan-Sep 2021 Jan-Sep 2022 0.3 0.3 0.3 Q3-20 Q3-21 Q3-22 SEB

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