2022 Full Year Results
CPBS BancWest - 4Q22
-
Єm
BancWest
Revenues
incl. net interest income
incl. fees
Operating Expenses and Dep.
Gross Operating Income
Cost of Risk
Operating Income
Share of Earnings of Equity-Method Entities
Other Non Operating Items.
Pre-Tax Income
Income Attributable to Wealth and Asset Management
Pre-Tax Income of BancWest
Cost/Income
Allocated Equity (Єbn, year to date; including 2/3 of Private Banking in the United States)
4022
4Q21
4Q22 /
3Q22
4Q22 /
2022
2021
2022 /
4Q21
3Q22
2021
605
117
-525
Nཤྩ⪜8རྒྱ°c ॰ ° ས}༄
722
626
+15.4%
733
-1.5%
2,731
2,426
+12.6%
502
+20.5%
615
-1.7%
2,282
2,026
+12.6%
124
-5.2%
118
-0.6%
450
400
+12.4%
-457
+15.0%
-566
-7.2%
-2,061
-1,697
+21.4%
197
169
+16.4%
167
+17.7%
670
729
-8.1%
-76
24
n.s.
-49
+56.3%
39
45
-14.1%
121
194
-37.5%
119
+1.9%
709
774
-8.4%
0
0
n.s.
0
n.s.
0
0
n.s.
6
-99.3%
2
-97.9%
4
19
-81.1%
121
199
-39.3%
121
+0.3%
713
794
-10.2%
-17
-7
n.s.
-18
-5.4%
-52
-25
n.s.
104
192
-45.8%
103
+1.3%
660
769
-14.1%
72.7%
73.0%
-0.3 pt
77.2%
-4.5 pt
75.5%
5.6
70.0%
5.0
+5.5 pt
+13.5%
1. Including 100% of U.S. Private Banking for the Revenues to Pre-tax income line items
•
Foreign-exchange effect: appreciation of the dollar compared to the euro
USD/EUR¹: +11.8% vs. 4Q21, -1.5% vs. 3Q22, +12,3% vs. 2021
At constant scope and exchange rates vs. 4Q21
Revenues²: +3.2%, driven by the strong increase in net interest income
Operating expenses²: +3.2%, increase notably due to targeted projects
Cost of risk²: release of provisions in 4Q21
Pre-tax income³: -51.9%
BNP PARIBAS
1. Average exchange rates; 2. Including 100% of Private Banking in the United States; 3. Including 2/3 of Private Banking in the United States
The bank for a changing world
2022 Full Year Results | 76View entire presentation