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Investor Presentaiton

Overview of Macquarie Operating Groups Income statement key drivers 1Q23 Update 2H22 1H22 FY22 FY21 . $Am $Am $Am $Am Net interest and trading income 3,824 3,032 6,856 5,677 Fee and commission income 3,435 3,452 6,887 5,176 Partially offset by: Net operating lease income 216 186 402 466 Share of net profits/(losses) from (2) 242 240 (3) associates and joint ventures Net credit impairment charges (74) (176) (250) (434) Other impairment charges (205) (54) (259) (90) Investment income 2,297 994 3,291 2,023 Other income and charges 29 128 157 (41) Net operating income 9,520 7,804 17,324 12,774 Employment expenses (3,561) (3,164) (6,725) (5,517) Brokerage, commission and fee (531) (498) (1,029) expenses Other operating expenses (1,624) (1,407) (3,031) Total operating expenses (5,716) (5,069) (10,785) (879) (2,471) (8,867) Partially offset by: Operating profit before tax and 3,804 2,735 6,539 3,907 non-controlling interests Income tax expense (983) (603) (1,586) (899) (Profit)/Loss attributable to non- (158) (89) (247) 7 controlling interests Profit attributable to MGL 2,663 2,043 4,706 3,015 shareholders O Macquarie Group Limited Outlook Appendix • • • Net interest and trading income of $A6,856m, up 21% on FY21 Higher commodities income mainly driven by increased risk management income with gains across the platform, particularly from Gas and Power, Resources, Agriculture, and Global Oil in CGM Growth in the private credit portfolio in Macquarie Capital Growth in the average loan portfolio and average deposit volumes in BFS lower income in Corporate due to accounting volatility from changes in the fair value of economic hedges the impact of fair value adjustments across the derivatives portfolio in CGM Fee and commission income of $A6,887m, up 33% on FY21 MAM included higher base fee income primarily driven by the acquisition of Waddell & Reed and a disposition fee from MIC Higher mergers and acquisitions fee income and debt capital markets fee income in Macquarie Capital Partially offset by: • lower performance fees in MAM following a strong prior year lower equity capital markets fee and brokerage income in Macquarie Capital Share of net profits from associates and joint ventures of $A240m, significantly up from FY21, primarily driven by increased equity accounted income from MIC and lower equity accounted losses in Macquarie AirFinance in MAM Decrease in credit and other impairment charges of $A15m driven by the partial release of COVID-19 overlays in BFS and CGM. Credit provisioning levels remain prudent with the combined downside macroeconomic scenarios having a higher weighting than the upside scenario a small number of underperforming equity investments in Macquarie Capital Investment income of $A3,291m, up 63% on FY21 due to substantially higher revenue from material asset realisations in the green energy, technology and business services sectors and included realisations across all regions. Plus the gain on the partial sale of the UK Meters portfolio of assets in CGM. This was partially offset by the non-recurrence of the gain on sale of Macquarie European Rail in the prior year in MAM Total operating expenses of $A10,785m, up 22% on FY21. The increase in operating expenses was mainly as a result of the one-off acquisition and ongoing costs related to Waddell & Reed, which had a material impact across all operating expense categories. In addition, the current year included higher employment expenses driven mainly by higher performance-related profit share expense and share-based payments as a result of the performance of the Group, wage inflation and higher average headcount Profit attributable to non-controlling interests of $A247m was primarily driven by the share of gains on disposal attributable to non-controlling interests 53 55
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