Investor Presentation August/September 2009 slide image

Investor Presentation August/September 2009

Optimise Balance Sheet Initiatives Maintain and Develop 1 Wholesale Funding and Capital Sources ■ Continue to monitor market conditions and investor demand through ongoing dialogue and non-deal specific investor road shows ■ Innovative & opportunistic funding and capital initiatives (e.g. Tier 2 bond conversion, explore securitisation opportunities) ■ Risk weighted asset initiatives (e.g. investment portfolio rationalisation) ■ Develop stable and longer-term interbank funding by leveraging long-term regional and international relationships (e.g. bilateral arrangements) Continued 2 Government Action/Support ■ Government action at Federal and Emirate level continues to reap gains ■ Active engagement with regulators and key government bodies on policy development and monetary/ fiscal actions Expected formal deposit and capital market guarantees 3 ■ Product related initiatives: Value, e-saver, high yield deposits ■ Proactive retention driven by dedicated retail retention team Capture Deposit Opportunities ■ Intensified sales effort and incentives in corporate and retail businesses ■ Re-focus on cash-rich corporate sectors (e.g. hospitals, schools, insurance companies, professional firms, etc.) Emirates NBD 36
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