Investor Presentaiton

Underlying momentum in WIMI Solid growth in SA and continuing line earnings Embedded value of new business (Rm) • Enhanced collaboration with RBB SA 15% 690 • Strong growth in Life embedded value of new 10% 21% 599 business 547 • Strong growth in SA Short-term Insurance • Improved 2H flows in Investment Cluster • Sold more non-core operations . Focus on turning around loss making Africa regions 16 | FY16 FY17 FY18

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