Investor Presentaiton
Profitability & Balance Sheet
Net Income Before Provisions
In Php Millions
Total Assets
In Php Billions
6,003
70% 10,215
1,087
0.4%
1,083
PNB
You first.
1H 2019
1H 2020
Total operating income up by 24%, boosted by solid.
growth in net interest income & increase in trading
and foreign exchange gains.
Net income reached P1,390 M in 1H 2020, 65% lower
than year-ago level as the Bank took a proactive
approach in its provisioning due to economic
uncertainties on the impact of COVID-19.
•
1H 2019
1H 2020
Total Assets almost flat in 1H 2020 as
sustained momentum in core lending and
deposit - taking activities cushioned the
decline in trading and investment securities
arising from the disposal of various securities,
net of purchases.
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