Investor Presentaiton
24
Own funds
Capital ratio at 27.5% is exceptionally strong as is the leverage ratio
Capital ratio (%)
.
•
The CET1 ratio is enhanced to 22.5%
with the cancelation of ISK 10 billion
dividend payment planned in Q1
Arion Bank filled the 3% Tier 2 bucket
with issuance in 2018 and 2019
In February Arion Bank successfully
27.5
issued USD denominated Additional Tier
2.9
24.0
24.0
0.4
22.0
22.3
2.1
2.8
1.0
0.8
1 transaction for a total of $100 million.
The bonds have a fixed coupon of
6.25%. The notes will have a
standalone and consolidated 5.125%
CET1 trigger with equity conversion
The issuance strengthens the Bank's
own funds and is a milestone towards
reaching a more optimal capital
structure in line with the Bank's
medium-term targets
REA reduces slightly despite a 9.8%
increase in balance sheet
Leverage ratio remains very strong in all
respects
All amounts in ISK billion
Leverage ratio (%)
15.4
14.2
14.1
14.5
13.5
31.12.2017 31.12.2018 31.03.2019 31.12.2019 31.03.2020
Risk-weighted exposure amount
23.6
22.5
797
21.2
21.3
788
21.2
767
720
713
31.12.2017 31.12.2018 31.03.2019 31.12.2019 31.03.2020
■CET 1 ratio
Additional Tier 1 ratio ■Tier 2 ratio
31.12.2017 31.12.2018 31.03.2019 31.12.2019 31.03.2020
*View entire presentation