Investor Presentaiton

Non Micro Assets Non Micro Banking Asset growth (in Billion) 61.61 March 19' 256.57 316% March 20' #Mar-20 merged non-micro advances including GRUH; Higher PSL Portfolio 9% 91% Bandhan Bank Product wise Advances - Non Micro (in Billion) 10.62 4.50 185.78 19.87 18.41 10.6 24.76 8.21 March' 19 Retail SME NBFC Others* Mortgages 28.11 7.31 March'20 NBFC-MFI ■ PSL Assets ■Non PSL Assets *Includes IL&FS exposure of Rs 3.85 billion 20 Mar 20 Mortgages includes GRUH portfolio 181.24 bn

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