Investor Presentaiton

10 Loan Portfolio *mn TRY 87% Sectoral Distribution of Loans Other 1% Energy Distribution 8% 79% 77% 77% 14.676 13.642 6.929 Tourism 10% 5.426 2016 2017 2018 2019Q3 Loans Loans/Assets Manufacturing 11% Currency Distribution of Loans EUR 44% TRY 3% US$ 53% Financial Institutions/ Leasing 27% Energy 43% *Excluding loans given to state owned financial institutions for APEX lending, loans are extended only to the privately owned companies DEVELOPMENT INVESTMENT BANK OF TURKEY

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