Investor Presentaiton

Robust Risk Ecosystem In-house team of 97 HI Credit Risk Legal (incl. 70 lawyers) + 390 empaneled Law Firms Aavas Technical HINANCIERS LTD SAPNE AAPKE, SAATH HANAARA RCU In-house team of 177 (incl. 170 qualified civil engineers) + 170 empaneled valuer firms 99.97% properties Geo-tagged In-house team of 102 handling 50 visits per month to be done by RCU managers Aavas FINANCIERS LTD SAPNE AAPKE, SAATH HAMAARA ALM Risk Concentration Risk % Interest Rate Risk Legal Risk 龍 Reputation Risk Technical Risk Cybersecurity Risk Fraud Risk Regulatory Risk 24 24

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