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Investor Presentaiton

We are well positioned to keep growing core business CREDIT 维信金科 Chinese economy Chinese economy is expected to maintain a stable growth rate Li Growth rate of GDP in China from 2019 with forecasts until 2027(1) 8.08% Proprietary data demand Long history in retail lending business Sufficient customer attributes Effective score card Comprehensive services Existing/potential funding partners will need our service in the foreseeable future More efficient borrower acquisition through more selective channels Comprehensive services including pre-loan and post-loan services "Smart lending" 11100 1111 1020 100110 Funding partner demand GDP year-on-year change 5.95% Customized product 4.44% 4.50% 4.63% 4.60% 4.63% 1010 Οι 3.00% 2.24% 2019 2020 2021 2022 2023 2024 2025 2026 2027 Borrowing demand Borrowing demand Borrowing demand through our APP will keep increasing steadily Borrowing demand of oversea enterprises increased from the continuous growth of economic scale Note: (1) Source: Statista, updated on Jan 2023 Risk management demand ● Funding partners can enhance their risk management system with our credit assessment technologies DE 25 25
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