Investor Presentaiton
A Writer of Predominantly Low-To Medium-Hazard Risks
Percent of Policies with TIV¹ or
Property
Casualty
Limits of $1M or Less
Notes:
Standard Commercial Lines
76%
86%*
**
Standard Personal Lines
76%
96%
E&S Lines
96%
99%
Figures as of December 31, 2022
1TIV refers to total insured value
** Excludes workers compensation policies, which do not have statutory policy limits
SELECTIVE
INSURANCE®
•
•
Manage volatility of underwriting results, in
part through maintaining a smaller limit profile
Low account sizes (premium per policyholder)
averaging:
-
$15.3K for Standard Commercial
$2.6K for Standard Personal
•
-
$3.8K for E&S
Low reinsurance attachment points for
property (per risk) and casualty (per
occurrence)
A low volatility portfolio of risks
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