Investor Presentation Q1 FY24

Credit Cards - Portfolio Trends Cards in Force (Million) Acquisition (Million) 0.63 0.59 0.55 0.52 4.52 4.56 4.61 4.41 4.24 0.43 4.10 3.91 ill Jun 2022 Sept Dec 2022 2022 Mar Apr May 2023 2023 2023 June 2023 Gross Advances Breakup (Cr.) 14,281 14,908 15,734 16,852 17,415 17,638 17,975 0.21 0.21 0.21 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Apr 23 May'23 Jun'23 Total Spends (Cr.) 17,591 16,562 15,821 29% 31% 31% 31% 32% 30% 14,129 31% 13,161 23% 22% 22% 22% 21% 23% 23% 48% 47% 47% 47% 47% 47% 46% Jun Sept Dec Mar Apr May Jun 2023 2023 2023 2023 2023 2023 2023 ■Term ■Revolver ■Transactor apno ka bank | RBL Bank 5,706 6,041 5,844 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Apr 23 May'23 Jun'23 31

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