Investor Presentaiton
Deposit and lending rates
(Non-consolidated)
O
• Progress in revising interest rates for short-term prime
lending led to expansion of the deposit-lending spread in Q3
Changes in deposit and lending rates
(sum of non-consolidated basis)
MUFG
1.6%
1.5%
Lending rates
0.6%
Recent interest rate changes
1.52%
0.5%
July 18, 2006
1.42%
1.40%
1.4%
1.37%
0.4%
1.37%
1.38%
1.3%
1.33%
0.3%
1.32%
Deposit-lending spread
1.2%
1.1%
Deposit rates
(right axis)
0.07%
0.2%
■ 0.14%
0.1%
0.03%
0.03%
1.0%
FY05 H1
0.0%
FY05 H2
FY06 H1
Oct.-Dec. 06*1
*1 Oct-Dec 06 figures are preliminary.
Ordinary deposit rate
0.001%
Aug. 10, 2006
0.100%
Short-term prime rate
1.375% 1.625%
Oct. 1, 2006
Variable mortgage rate
2.375% 2.625%
⇒
(the new rates apply to
repayments by existing
borrowers from January
2007)
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