Investor Presentaiton
Mainland China risk exposure
Mainland China risk exposure, $bn
Wholesale lending analysis, $bn
Strategy
4022 results
Appendix
Corporate lending by sector, $bn
178.8
178.4
176.0
176
1.9
2.1
2.2
34.7
33.9
40.1
Automotive
Wholesale
36.6
36.1
34.0
Mortgages
$186bn
Transportation
Consumer Goods & Retail
Metals & Mining
4.43.9
Other Sectors
Credit cards
4.7
4.5
35.0
and other
105.6
106.2
99.7
Public Utilities 6.4
consumer
19
Mainland China risk exposure is defined as
lending booked in mainland China plus
wholesale lending booked offshore where
the ultimate parent and beneficial owner is
in mainland China
Mainland China risk exposure (including
Sovereign and public sector, Banks and
NBFI and Corporates) of $186bn
comprising: Wholesale $176bn* (of which
52% is onshore); Retail: $10bn. These
amounts exclude MSS financing
Wholesale lending by counterparty type and CRR
NBFI
$99.7bn
4Q21
2022
4022
Construction, 10.5
Materials
NBFI
Banks
Sovereign & public sector
Corporates
& Engineering
13.5
16.8
IT & Electronics
Real Estate 79
Customer risk
1-3
4-6
7-8
9+
Total
rating
2.1
0.1
2.2
c.16% of corporate lending is to foreign-owned
enterprises
Banks
39.9
0.2
40.1
ā c.38% of lending is to state-owned enterprises
Sovereign &
34.0
34.0
public sector
ā c.46% of lending is to private sector owned
enterprises
Gross loans and advances to customers of
$51bn booked in mainland China
(Wholesale: $41bn; Retail $10bn)
Corporates
63.4
29.5
2.8
4.0 99.7
Total
139.4
29.7
2.8
4.0
176.0
* Wholesale drawn risk exposure of $176bn includes on balance sheet lending as well as issued off balance sheet exposures, excludes unutilised commitments
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