3Q 2021 Investor Presentation

Digital Build Digital to scale customer experience and operational excellence across the bank Focus to date Driving digital capabilities World-Class Digital Capabilities 2 Improve Operating Model 3 Drive Operational Excellence مصرف الإنماء alinma bank ㅁ Alinma Corporate Vision Pursuing initiatives across Advanced Analytics and Big Data, Al and RPA Accelerate digitization Future Focus Progress on Advanced Projects are driven by Agile ways of working Analytics while building new capabilities Reinvent the customer experience and improve multi-channel capabilities Leverage the ecosystem to create innovative and unique propositions Deliver with speed, quality and efficiency Improve ways of working, e.g. Agile delivery, DevOps, etc. Establish the digital factory to power rapid delivery and foster innovation Streamline Operations team through digitalization of services and processes Improve efficiency through digitization of services and products "Be recognized and celebrated as the fastest and most convenient bank in KSA" 3Q 2021 INVESTOR PRESENTATION 11/41

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