APTUS Key Growth Strategies and Historical Overview

32 Consolidated Statement of Profit and Loss(*) APTUSⓇ Rs in Crores FY 23 Particulars Full Year FY 24 Q1 FY 23 FY 23 Growth % 1,058.40 Interest Income 296.81 Q1 233.00 Q4 Q1-0-Q1 290.61 27% 70.60 Fee and Other Income 18.06 15.76 17.78 15% (275.91) Interest Expenses (84.74) (54.26) (77.66) 56% 853.08 Spread 230.13 194.50 230.72 18% (165.24) Operating Expenses (44.22) (32.67) (46.58) 35% (34.12) ECL Provisions / Write-Off's (2.49) (9.52) (7.75) (74%) 653.71 Profit Before Tax 183.42 152.31 176.38 20% (150.70) Prov. For Tax (41.17) (33.46) (41.08) 503.01 Profit After Tax 142.25 118.85 135.30 20% (*) Based on Ind AS APTUS™

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