Maybank Earnings Summary Q3 & 9M FY2020
Continued Commitment in Supporting Customers Through the COVID-19 Pandemic
Maybank Group's Loans Under Repayment Assistance, Relief or R&R Programmes for Three Home Markets
•
Malaysia
as at
% of Outstanding Loan Balance^
14 Aug
as at
12 Nov
Mortgage
83.9%
10.0%
Auto Finance
90.1%
4.1%
Unit Trust
92.5%
4.3%
Other Retail Loans
54.9%
6.3%
SME
85.6%
23.8%
Business Banking
77.5%
20.5%
Corporate
25.7%
28.4%
As of 6 Nov, total BNM Special Relief Facility loans disbursed
to SMEs was RM1.7 billion
Continued Repayment Assistance by Maybank, post moratorium
•
.
.
-89% of retail customer base continued servicing loans/financing
payments as usual, post-automatic moratorium expiry.
>93k Repayment Assistance applications received from individual
and SME customers as at 16 Nov. All eligible applicants have been
approved.
-43% of approved applicants granted an additional 3 months
repayment deferment up to 31 Dec, mainly due to loss of
employment. Other applicants requested a repayment reduction
due to reduced income.
Also offering Targeted Repayment Assistance to eligible B40
individual and Microenterprise customers effective 23 Nov 2020 up
to 30 June 2021. Customers may apply for a 3-month deferment of
instalments or a 50% instalment reduction for 6 months.
3
Singapore
% of Outstanding Loan Balance^
Indonesia
as at
as at
% of Outstanding Loan Balance^
14 Aug
12 Nov
as at
14 Aug
as at
10 Nov
Mortgage
10.4%
10.6%
Mortgage
12.6%
17.0%
SME
28.2%
35.6%
Auto Finance*
20.8%
16.6%
Business Banking
37.4%
40.5%
Credit Cards & Personal Loans
9.4%
10.7%
Corporate
7.6%
7.2%
RSME
20.3%
22.2%
Total
10.8%¹
11.3%
SME+
18.8%
23.7%
* Bank-only,
Maybank Singapore has provided SGD1.0 billion Government
relief loans (i.e., Enterprise Singapore loans) to 2,000 RSME
and Business Banking customers² as at 12 November
1 Singapore's Total % as at 14 Aug has been restated due to an error in the previous disclosure
2 Based on number of accounts
Λ
Against outstanding total gross loans by each country's segment @ 31 Jul 2020 & 31 Oct 2020
Business Banking
12.4%
15.9%
Corporate
21.4%
25.7%
not including
subsidiaries
i.e., WOM and
Maybank
Total
17.7%
20.8%
Finance.
MaybankView entire presentation