Investor Presentaiton
Company
Overview
Business
Overview
PAT
Profitability
Rs 133 Cr
Growth
↑ 10% YoY
Deposits
Rs.25438 Cr
↑ 21% YoY
NII
Earnings
Rs. 344 Cr
↑ 6% YoY
Gross Advances
Rs. 22468 Cr
↑ 27% YoY
ROA*
1.73 %
↓14 bps YoY
Business
Rs. 47906 Cr
↑ 24% YoY
Digital
Penetration
NIM
4.84%
↓76 bps YoY
Gold
Rs 10619 Cr
↑ 32% YoY
Strategy
EPS*
Rs 30.45
↑ Rs 2.88 YoY
CD Ratio (Net)
87.49%
↑ 425 bps YoY
Capital/
Liquidity
Asset Quality
CRAR
23.96%
↓118 bps YoY
GNPA
Rs.285 Cr
Rs 6 Cr YoY
Tier I
22.56%
BVPS
Rs 191
LCR
109%
NSFR
143%
↓107 bps YoY
↑ Rs 33 YoY
GNPA %
1.27%
NNPA
72 Cr
Rs 27 Cr YoY
↓38 bps YoY
NNPA %
0.33%
↓24 bps YoY
PCR
91.75%
↑ 161 bps YoY
YOY-Q2 FY23 Vs Q2 FY24
* Annualised
CSB Bank Investor Presentation Q2 FY24
3
CSB Bank
Trusted Heritage Smart FutureView entire presentation