Investor Presentaiton
Data - examples
ASCEND PLATFORM
Next generation tech & data platform, on top of which we have
built additional risk, marketing and account management products
Allows quick decision-making on marketing, make credit line
adjustments, and pre-screen/prospecting of offers
• Launched in 2017 with Ascend Analytical Sandbox module
Sandbox helps clients test different product scenarios with testing
time reduced from months to same-day. Analytical Sandbox has
20 years of anonymised credit data on >220m¹ people
Available in 10 countries
Total Contract Value now at US$374m²
Watch our online demo of Experian Ascend here.
In market with 7
modules and
more to come:
لبيا
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POSITIVE DATA IN BRAZIL
We supported the introduction of new legislation in 2019 that
means positive payment histories (records of bills paid) can
now be used in credit assessment in addition to negative data
(missed payments and defaults).
This could represent a sizeable shift in the lending
environment in Brazil, with the promise of wider access to
credit at more affordable rates and which has the potential to
promote greater financial inclusion and improved financial
health.
We have built a new positive data bureau and developed a
range of new positive data services. We started to launch
these new services in early calendar 2020.
Our investment in our free consumer platform has paid off -
we now have over 40% of the adult Brazilian population.
112m
consumers on
positive data so far
Progress
Banks
Telcos
Banks Telcos
156 | 6
contributing data
7.1bn | 733m
Ascend
Analytical
Sandbox
Ascend
Ascend
Ascend Go
Portfolio Loss
Forecaster
Data
Services
Ascend
Account
Review
Ascend
Marketing
Ascend
CECL
Forecaster
86
Products
already
launched
175
Upcoming
launches
transactions
registered so far
Expected Impacts
23m
thin files benefit
67%
total credit/
GDP ratio (vs
current 47%)
$240bn
new credit in
the 4 most
benefitted
sectors
12
Experian Public
1. As at 30 September 2021.
2. As at 31 March 2021
experian.View entire presentation