Investor Presentaiton
Key Financial Ratios
Particulars
Profit after tax on average total assets (ROA)
Q1FY24
Q4FY23
Q1FY23
FY23
FY22
3.9%
3.9%
3.9%
3.9%
3.6%(1)
Leverage (Average total assets / average Equity
or average Net worth)
3.9
3.7
3.3
3.5
3.3
Profit after tax on average equity or average Net
worth (ROE)
15.0%
14.4%
12.8%
13.5%
11.8% (1)
Cost to Income Ratio (Operating Expenses / Net
Total Income)
36.3%
34.4%
35.8%
35.7%
34.0%
Operating Expenses / Average total assets
Debt to equity ratio
CRAR (%)
CRAR-Tier I Capital
CRAR Tier II Capital
Book Value Per Share
3.1%
2.9%
2.9%
3.0%
2.7%
3.0
2.6
2.3
2.6
2.2
46.0%
49.4%
52.3%
49.4%
58.6%
45.5%
48.9%
51.8%
48.9%
58.0%
0.5%
0.5%
0.5%
0.5%
0.6%
212.0
206.5
185.7
206.5
179.6
(1) Adjusted RoA and Adjusted RoE for FY22 is computed considering Adjusted PAT without the impact of one-time deferred tax liability adjustment
Home First Finance Company India Ltd. Investor Presentation - Q1 FY24
Financial Updates
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