ALM Strategy and Insurance Market Opportunities

Key elements of our strategy 10 1 2 3 4 Profitable growth Ensuring sustainable and profitable growth by identifying and tapping new profit pools Diversified distribution mix Developing multiple channels of growth to drive need-based selling & deepening penetration Customer first Creating superior product propositions and customer journeys, through consistent innovation Risk management & board governance Maintaining focus on risk management guided by an independent and competent Board 50 Future ready organisation: Leveraging technology, digital and analytics HDFC Life

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