Q3 FY22 Financial Highlights
Launched 2 products under "Indus easycredit for Businesses" - GST based Overdraft facility
Building the "Digital SME Stack" by leveraging
microservices based APIs
GST based Overdraft facility
✓ Fully digital and paperless GST-based OD loans
Small unsecured
✓
Overdraft facility upto 2 Cr application in < 30 mins
business loans
✓
Launched PAN bank in Dec-'21 with good response from
sales/credit teams
Indus
Ceasy CREDIT
For Businesses.
Focused products for
<2 crores segment.
GST based
overdraft
In-principle sanction
calculator
Cash credit and
non fund based
limits
Through-the-door acquisition metrics validates our state of the
art scorecards
✓ Extending the scorecard to build a pre-screening calculator to issue
in-principle sanction in 5 mins
✓ All digital channels activated - mobile, web and call center
✓ Operations and auto-Disbursement flow to be automated in Q3
✓ New scorecards being developed to be deployed for Cash credit thus
moving towards a uniform assessment across all SME products
Live
WIP
Web
Mobile
RM
Branch Partnerships
43
IndusInd BankView entire presentation