Global Wealth Management: 2011 Outlook

Canadian Banking: 2011 Outlook • • Continued focus on increasing deposits, payments and Wealth Management referrals going forward Retail volume growth will moderate as economic expectations impact customer activity levels Good Commercial Banking pipeline Retail and commercial PCLs expected to be lower year over year Expenses will trend higher as Q1 pension related recovery will not be repeated Scotiabank Scotiabank International Banking 2011 Outlook Brian Porter Group Head, International Banking 21

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