Sustainable Social Economic Empowerment

Portfolio Trends - Sector NPL Q32021 Q32020 Mining & Quarrying 0% 0% Energy & Water 0% 0% do do do do Personal consumer 6% 5% Sector is 50% of our loan book 8% Financial services 9% 12% Transport &... 7% Real Estate 18% 13% 24% Building & construction Agriculture Sector is 2% of our loan book 49% 25% Sector is 1.5% of our loan book 26% 28% Tourism, Restraurant &... Sector is <1% of our loan book 17% 29% Trade Sector is 12% of our loan book 35% Manufacturing 72% 73% Sector is 2% of our loan book GÐ BANK

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