Investor Presentaiton
$ In Thousands
Asset Quality - NPAs and Past Due Loans
IN
0.90%
0.80%
0.70%
0.60%
0.50%
0.40%
0.30%
0.20%
0.10%
0.00%
3Q'23
4Q'23
$8,000
$6,000
$4,000
Non-Performing Assets 1
1.00%
0.80%
0.60%
0.40%
$8,000
$7,000
$6,000
$5,000
$4,000
$3,000
Past Due Loans 30-89 Days
ام...
4Q'22
1Q'23
$2,000
0.20%
$1,000
0.00%
$0
4Q'23
1Q'22
2Q'22
3Q'22
Past due 30-89 days
2Q'23
% of total loans
3Q'23
4Q'22
1Q'23
190+ past due
2Q'23
%NPAs to total assets
$2,000
$0
1Q'22
OREO
2Q'22
3Q'22
I Nonaccural loans
In 4Q'23, nonperforming assets increased $457,000 to $2.5 million, nonperforming assets to total assets ratio of 0.19%
In 4Q'23, loans delinquent (past due) 30-89 days were $7.6 million, or 0.84% of total loans HFI. The increase in 30-89 days past
due loans was primarily due to the addition of a $5.2 million commercial loan.
1. Nonperforming assets excludes performing troubled debt restructured loans
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