Investor Presentaiton

High Quality Credit Portfolio and Low Delinquency Rate We have a well provisioned balance sheet with low risk Provisions/Delinquency² - Coverage ratio 2.0x 1.8x 1.7x 1.7x 1.4x 2014 2015 2016 1H16 1H17 CAIXA vs. Market Delinquency Rates (%) Breakdown by Risk (%) – according resolution CMN 2.682/99 Position: 1H17 5% 6% 9% AA A B 51% 15% D E-H 13% 4.2% 3.8% 3.9% 4.1% 3.5% 3.5% 3.6% 3.3% 3.2% 3.3% 3.3% 2.9% 2.8% 2.9% 3.5% 3.4% 3.5% 2.8% 3.2% 2.5% 3.0% 2.6% 2.8% 2.7% 2.8% 2.8% 2.9% 2.6% Mar14 Jun 14 Sep14 Dec14 Mar15 Jun 15 Sep15 Dec15 Mar16 Jun 16 Sep16 Dec16 Mar17 Jun 17 Includes provision for other credits with credit granting characteristics 2 Over 90 days Market without CAIXA CAIXA Source: Banks; Caixa Econômica Federal 13

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