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Customer Deposits Customer Deposits by Geography (€ mn ) ■Cyprus ■UK Russia & Other countries* 14.971 14.066 13.803 1.022 1.244 13.330 832 1.249 863 1.252 798 1.289 13.169 550 1.305 13.611 614 1.357 13.629 607 1.391 12.705 11.985 11.688 11.243 11.314 11.640 11.631 31.12.13 31.03.14 30.06.14 30.09.14 31.12.14 31.03.15 30.06.15 Deposit market shares in Cyprus Residents Non-Residents 35,2% 25,5% 32,2% 24,6% 30,8% 24,3% 28,4% 23,7% 27,5% 23,7% 27,2% 23,9% 26,4% 24,1% 26,7% 24,2% 26,9% 24,7% 27,2% 26,9% 24,6% 25,6% Sep-13 Dec-13 Mar-14 Jun-14 Sep-14 Oct-14 Nov-14 24,9% 25,8% 25,1% 26,1% 25,3% 26,7% Dec-14 Jan-15 Feb-15 Mar-15 Apr-15 May-15 Jun-15 * Other countries comprise Ukraine (until March 2014), Romania and Greece. ** Including deposits of disposal groups held for sale/discontinued operations. Evolution of Customer deposits** (€ mn) ■Group Cyprus -297 -497 -720 -905 -1415 -1502 -263 -297 -473 -445 -161 71 442 326 18 -9 3Q2013 4Q2013 1Q2014 2Q2014 3Q2014 4Q2014 1Q2015 2Q2015 Group customer deposits totalled 13.629 mn at 30 June 2015. Customer deposits in Cyprus remained relatively stable and stood at 11.631 mn at 30 June 2015, despite the full abolition of capital controls in April 2015 and the recent adverse economic developments in Greece, underlying the decoupling of the Cypriot banking system and economy. 26,7% Deposit market shares in Cyprus for Residents and non-Residents respectively stand at 25,3% and Bank of Cyprus KOINO WKYMPιW 18

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