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Investor Presentaiton

Continued migration to digital. More digital Less physical Australian branches (#)1 At 30 September 2022 we had 27 co-located branches Australian ATMs (#) 1,399 1,352 1,270 1,153 1,071 931 891 851 781 732 Digitally active customers³ (#m) 5.48 5.31 5.24 5.15 5.09 Down 7% Down 6% Up 3% Customer franchise Accounts with eStatements Number (#m) eStatements (%) 64 62 60 58 55 13.5 11.9 12.3 12.7 11.2 Up 6% Down 16% Down 14% Up 5% Up 10% Sep-20 Mar-21 Sep-21 Mar-22 Sep-22 Sep-20 Mar-21 Sep-21 Mar-22 Sep-22 Sep-20 Mar-21 Sep-21 Mar-22 Sep-22 Sep-20 Mar-21 Sep-21 Mar-22 Sep-22 Call Centre Volume (#m) 4.3 Branch OTC² transactions (#m) Increase in branch volume due to re-opening after COVID-19 restrictions Digital Sales³ - Consumer Sales (#m) Digital transactions 3,4 (#m) 42 45 Sales (%) 45 43 41 356 3.9 3.8 12.9 334 12.5 316 0.37 298 11.7 11.5 0.33 0.32 277 0.32 11.1 0.30 3.4 3.3 Up 3%% Down 12% Up 3% Down 2% Up 17% Up 15% 2H21 1H22 2H22 Up 7% Up 13% 2H20 1H21 2H21 1H22 2H22 2H20 1H21 2H21 1H22 2H22 2H20 1H21 2H21 1H22 2H22 2H20 1H21 1 Includes all points of presence including Advisory, Community Banking Centres and Kiosks. Kiosks have been restated in comparatives. Co-located branches refer to a single branch location where more than one brand operates. Each co-located branch is considered two points of presence. 2 Over the counter. 3 Refer to page 136 for definition. 4 Digital transactions include all payment transactions (transfer funds, Pay Anyone and BPAY) within Westpac Live and Compass, excluding. Corporate Online and Business Banking online. 44 Westpac Group 2022 Full Year Results Presentation & Investor Discussion Pack Westpac GROUP
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