Why Invest in Scotiabank?

Business Lines (Q2/21 YTD Results) Activity Business Line Products Personal & Commercial Banking Canadian Banking • Mortgages Auto Loans Commercial Loans • Personal Loans Credit Cards International Banking • Mortgages Auto Loans Commercial Loans • Personal Loans • Credit Cards Wealth Management Global Wealth Management • Asset Management • Private Banking • Private Investment Counsel Brokerage ⚫ Trust Capital Markets Global Banking and Markets • Corporate Banking • Advisory Equities Fixed Income Foreign Exchange • Commodities $1,060 NIAEH¹ ($MM) $1,846 $827 $803 % All-Bank¹ 41% 18% 18% 23% % Target 35-40% 25-30% ~15% 15-20% Productivity 45.9% 54.1% 59.3% 48.1% Ratio¹ ROE1 22.8% 9.4% 17.3% 17.3% Total Assets² ($B) $370.3 $196.8 $27.9 $397.0 Employees³ 17,315 45,507 7,165 2,071 1 Adjusted figures for the 6 months ended April 30, 2021 2 Average balance for the 6 months ended April 30, 2021 3 As of April 30, 2021 7

View entire presentation