OppFi Pitch Deck

10 The Digital Financial Service Destination for the Everyday Consumer Our platform leverages proprietary technology and human interaction to best serve the Everyday Consumer OppFi® ✓ Digitally enabled lending platform ✓ Best-in-class customer experience Real-time data analytics powered by Al ~75% of decisions are automated ✓ Diverse marketing strategy ✓ Experienced FinTech Management Launched December 2020 Payroll Deduction Lending SALARYTAP Powered by OppFi Near Prime Lending Upstart Planned Launch in H2 2021 Credit Cards LEEM CARDHOLDER Potential Future OppFi Products and Current Market Participants Mobile Banking & Debit chime Opp Fi OppFi Card Point of Sale Lending affirm Katapult! Mortgage loanDepot ROCKET guaranteed Rate OppFi

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