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Investor Presentaiton

Japanese and non-Japanese corporate exposures** (JPY tn) 40 30 30 Japanese 20 10 0 Internal Rating (Certainty of debt repayment) Non-Japanese 0 10 20 30 40 (JPY tn) 1-3 (Very high - Satisfactory) 4-6 (Likely - Currently no problem) 7 (excl. 7R) (Borrowers requiring caution) 7R, 8-10 (Substandard borrowers - Bankrupt borrowers) Others ■Mar.20 Mar.21 ■Mar.22 JPY 56.7 tn Total (as of Mar.22) *1 Managerial accounting basis. Exposure includes loans, acceptances and guarantees, foreign exchanges, private placement, suspense payments, undrawn commitments, and derivatives, etc. Excluding the exposure to SMFG consolidated subsidiaries, retail customers in Japan, Japanese government, etc., and specialized lending JPY 40.2 tn Copyright ©2022 Sumitomo Mitsui Financial Group. All Rights Reserved. 34 =4
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