Main Street Capital Investor Day Presentation Deck slide image

Main Street Capital Investor Day Presentation Deck

Lower Middle Market (LMM) Investments Overview (cont.) Investment Objectives ■ ■ ■ ■ ■ Achieve high relative cash yield from secured debt investments Debt Profile (2) (73% of MAIN's portfolio at cost) ■ Lower leverage profiles than available in larger credits Attractive equity investment valuation levels (1) Benefit from dividend income, unrealized appreciation and periodic capital gains as equity investments mature over tim e Equity Profile (2) Opportunity for cash dividend income, fair value appreciation and capital gains 99% of debt investments have first lien position Attractive yields averaging 12.6% Equity Ownership 100% of LMM portfolio companies 41% (2) average MAIN ownership (and 50% (2) combined for MAIN and MSC Income Fund) ■ (3) 64% of LMM companies with direct equity investment are currently paying dividends and 63% have fair value (2) appreciation Investment Size Target Purchase Price Multiple Target Leverage MAIN Equity Ownership EBITDA Interest Rate Target Investment Profile $25 million $75 million Current average size of $26.7 million value ■ MAINST - 4.5x6.5x Enterprise Value / EBITDA CAPITAL CORPORATION 2.0x 4.0x EBITDA at entry (2) Current average leverage of 3.1x - I Target of $3 million $20 million Current average of $8.3 million (2) - 15% - 85% (2) Current average ownership position of 41% (2) (and 50% including MSC Income Fund) (2) at fair 10.0% - 14.0%; 12.0%+ at initial investment Current weighted average cash-coupon of (2) 12.4% (2) Existing portfolio as of March 31, 2023 (3) Includes companies which (a) MAIN is invested in direct equity and (b) are flow-through entities for tax purposes; based upon dividend income for TTM period ended March 31, 2023 Main Street Capital Corporation NYSE: MAIN Source: U.S. Census 2017 - U.S. Data Table by Enterprise Receipt Size; 2017 County Business Patterns and 2017 Economic Census; includes Number of Firms with Enterprise Receipt Size between $10,000,000 and $99,999,999 mainstcapital.com
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