Investor Presentaiton

Credit rating Current debt ratings¹ Rating Agency S&P Fitch Moody's BANK OF QUEENSLAND LIMITED 2022 Full Year Results Presentation BOQ GROUP Short Term Long Term Outlook A-2 BBB+ Positive F2 A- Stable P-2 A3 Stable (1) The Bank monitors rating agency developments closely and is rated by Standard & Poor's (S&P), Fitch Ratings and Moody's Investor Service 77

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